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Accepted Publication: Unveiling the Winning Contribution Patterns for Enhanced Financial Health

We are delighted to announce that our article, "Unveiling the Winning Contribution Patterns for Enhanced Financial Health," has been accepted for publication by the Financial Services Review.

In the article, we examine how accumulation patterns impact investor outcomes by examining their investment transactions, over a three-year period ending in August 2022, using advanced data analytics in the form of machine learning to explore previously unknown patterns. This paper gives the resounding answer that investors are overwhelmingly likely to be better served by a focus on savings rather than on returns. We conclude that a consistent pattern of saving is a ‘winning’ strategy for wealth accumulation.

Feel free to download the draft copy using the button below:

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